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Reeves blinked on income tax and chose fiscal drag instead
(UPDATED) The Budget on 26 November 2025 delivered around £26bn of tax rises, but not via the headline rate hike Starmer was telegraphing earlier in the month. The Chancellor instead extended frozen thresholds to 2030-31 and stitched together a "smorgasbord" of smaller measures. Tax-to-GDP is heading to a post-war high of 38%. Fiscal headroom doubled to around £22bn, which is still only 0.6% of GDP and thin against forecast volatility. The detail is where it bites: 2pp uplift
Yiwang Lim
Oct 25, 20253 min read
Goldman Sachs Faces $900 Million Write-Down Following Northvolt's Bankruptcy
Goldman Sachs is set to write off nearly $900 million after Swedish battery manufacturer Northvolt filed for Chapter 11 bankruptcy...
Yiwang Lim
Nov 22, 20242 min read
Navigating the Crossroads: Private Credit Amid Rising Interest Rates
The private credit market, encompassing bilateral corporate loans from specialized investment funds, has experienced significant growth...
Yiwang Lim
Nov 22, 20242 min read
MicroStrategy's $7 Billion Bitcoin Bet: Strategic Masterstroke or Overleveraged Gamble?
In a bold move that has captivated the financial world, MicroStrategy has escalated its Bitcoin acquisition strategy, raising over $7...
Yiwang Lim
Nov 21, 20242 min read
Unravelling the Chinese Carry Trade: Why Foreign Investors Are Fleeing Chinese Government Bonds
In recent months, foreign investors have significantly reduced their holdings in Chinese government bonds, unwinding a previously...
Yiwang Lim
Nov 20, 20242 min read
The Widening Investability Gap Between US and UK Banks
The financial landscapes of the United States and the United Kingdom are diverging sharply, with US banks poised to benefit from...
Yiwang Lim
Nov 19, 20242 min read
The Financial Implications of the UK's Autumn Budget on the Retail Sector
The recent Autumn Budget, unveiled by Chancellor Rachel Reeves, has elicited significant concern from the UK's retail sector. A coalition...
Yiwang Lim
Nov 18, 20242 min read
US Banks' Trading Assets Surpass $1 Trillion: A Post-Crisis Milestone
In the third quarter of 2024, US banks' trading assets exceeded $1 trillion, marking the highest level since the 2008 financial crisis....
Yiwang Lim
Nov 17, 20242 min read
Bitcoin’s Shift Towards Respectability: Should We Be Concerned?
Bitcoin’s rise beyond $90,000 is a headline-grabbing milestone that highlights its growing acceptance in mainstream finance. However,...
Yiwang Lim
Nov 16, 20242 min read
Trump's Market High: Short-Term Gains, Long-Term Risks
The re-election of Donald Trump as U.S. President has reignited discussions about the potential trajectory of financial markets. While...
Yiwang Lim
Nov 15, 20243 min read
Analysing the Fed’s Approach to Inflation Amid Shifting us Economic Conditions
In October, the US inflation rate rose to 2.6%, up from September's 2.4%, aligning with forecasts. Core CPI, excluding volatile food and...
Yiwang Lim
Nov 13, 20242 min read
Cryptocurrency Market Poised for Growth Amid Shifting Regulatory Landscape
The recent surge in Bitcoin's price, surpassing $88,000 for the first time, has been closely linked to the election of President-elect...
Yiwang Lim
Nov 12, 20242 min read
Warren Buffett’s Caution: Is the Market Overheated or is Berkshire Preparing for a Bold Move?
The world’s most iconic investor, Warren Buffett, has always advocated for a "buy and hold forever" philosophy, favouring fundamentally...
Yiwang Lim
Nov 11, 20243 min read
Windfall Wins and Strategic Pension Reforms: Navigating Tax Refunds and Economic Growth in the UK
Recent developments in the UK have underscored the dynamic interplay between government policy, corporate finance, and economic strategy,...
Yiwang Lim
Nov 11, 20244 min read
Russia's Ambitious Plan to Consolidate Oil Giants: Strategic Implications and Market Dynamics
In a significant development within the global energy sector, Russia is reportedly considering the merger of its leading oil...
Yiwang Lim
Nov 9, 20242 min read
BlackRock Eyes Stake in Millennium: A Strategic Shift Towards Alternatives
In a notable potential shift in the landscape of global asset management, BlackRock, the world’s largest asset manager, is in early...
Yiwang Lim
Nov 8, 20243 min read
Wall Street’s New Optimism: A Trump-Led Boom?
Wall Street is buzzing, and the numbers tell the story: following Donald Trump’s decisive election win, US stock markets surged, with...
Yiwang Lim
Nov 8, 20243 min read
Trump Victory Ignites Market Volatility: Equities Surge, Bonds and Commodities Face Uncertainty
The recent US presidential election, culminating in Donald Trump's victory, has significantly influenced global financial markets....
Yiwang Lim
Nov 7, 20242 min read
UK Regulator Signals Support for £16.5bn Vodafone-Three Merger: A Boost for Competition or Consumer Risk?
The UK Competition and Markets Authority (CMA) has indicated conditional support for the £16.5bn merger of Vodafone and CK Hutchison’s...
Yiwang Lim
Nov 6, 20243 min read
Does Gen Z Have it Tougher than Previous Generations? Examining the Financial Challenges Facing Young Britons Today
Every generation has faced its unique financial hurdles, but data increasingly shows that today’s Gen Z cohort in the UK may indeed have...
Yiwang Lim
Nov 5, 20243 min read
Balancing Act: Fed Weighs Rate Cuts Amid Economic Crosswinds and Labour Market Slowdown
The Federal Reserve (Fed) is set to implement a quarter-point rate cut this week, aiming to bring inflation closer to the 2% target—a...
Yiwang Lim
Nov 3, 20243 min read
Warren Buffett Slashes Apple Stake, Boosts Cash Reserves to Record Highs
In a move that has raised eyebrows across the investment world, Warren Buffett’s Berkshire Hathaway has substantially reduced its stake...
Yiwang Lim
Nov 2, 20243 min read
Affirm's UK Entry: A Strategic Move Amidst Regulatory Scrutiny
Affirm, a prominent US-based fintech specialising in Buy Now, Pay Later (BNPL) services, has officially launched its operations in the...
Yiwang Lim
Nov 1, 20242 min read
UK Borrowing Costs Surge Amid Gilt Market Sell-Off Following Chancellor Reeves' Budget
The UK government bond market has experienced significant turbulence following Chancellor Rachel Reeves' inaugural Budget, leading to a...
Yiwang Lim
Nov 1, 20242 min read
Budget Analysis: Will £40bn Tax Hike Truly Fix Britain’s Finances?
Rachel Reeves' recent UK budget announcement represents one of the most aggressive fiscal moves in recent memory. The £40 billion tax...
Yiwang Lim
Oct 30, 20243 min read
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